The Cost of Living in Stockholm

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The Cost of Living in Stockholm

Stockholm is Sweden’s capital and largest city. It is one of Europe’s cleanest and safest cities. It’s also known for its beautiful parks, museums, and welcoming atmosphere for families. 

In addition, Stockholm consistently ranks among the top five cities in several ex-pat surveys. The city is beautiful, and while the prices of services and commodities are high, they are in keeping with the city’s income levels. Stockholm’s transportation infrastructure is excellent, with the Stockholm Harland Airport and the Stockholm Skvasta Airport. Sweden’s capital boasts excellent railway links as well as ferries to several European nations. Stockholm has a long history of being a popular location for foreigners. A safe and stable business and general environment could be the key causes behind this. Although the operational costs are higher than in certain Central and Eastern European nations, the quality and availability of services are outstanding.

If you’re thinking of moving to Stockholm, you’re curious about how much it costs to live here, and you’ve probably already read a few articles on the subject. Because of the high cost of public transportation and the service sector in general, the cost of living in Stockholm is relatively high. Similarly, the housing market values are among the highest in Europe. Sweden’s overall high taxes are one of the key causes for its high cost of living. 

Although the breakdown is freely accessible online, it also aids in the compilation of personal experiences.

There Are a Few Things to Bear in Mind

  • In Stockholm, everyone’s living expenses are different. 
  • Because Stockholm has a housing shortage, renting an apartment is more expensive.

Stockholm’s Average Salary 

When you get a job in Sweden and need to apply for a work visa, Transmigration requires that you earn at least 13.000 SEK ($1500) each month before taxes to support yourself. 
According to SCB (Statistics Sweden) data, the average monthly salary in Stockholm in 2020 is 32.000 SEK (about $3800). 
Your pay is determined by your profession and expertise.

In Stockholm, What Is the Average Monthly Cost of Living? 

Without rent, the average monthly cost of living in Stockholm is roughly 10.000 SEK (about $1200). The cost of living in Stockholm for a single person without rent is 9,338.21 SEK, according to Numbeo data. 

As a result, monthly costs are projected based on the individual. However, knowing the breakdown will make more sense now that you have a concept of the monthly expenses. 

This Guide Will Help You Figure Out How Much It Costs to Live in Stockholm So You Can Decide If It’s the Perfect Place for You!

The Expense of Living 

In comparison to the rest of Sweden, the cost of living in Stockholm is high, but you can save money on utilities and other services. Even though the city has a low housing market, it is far from being a bargain. Aside from hefty rent, Stockholm’s high cost of living means that utilities and sports are expensive. As a result, it is critical to obtain insurance to cover these expenses. When you live in a city like Stockholm, you need a good international health insurance policy. The city is an excellent place to live because of its high wages and rich districts. Stockholm has some of the most expensive housing in Europe, as well as hefty taxes. The Swedish krona is the official currency, and one dollar is worth 9.50 SEK. The city’s level of life is greater than that of other parts of Sweden, despite its cheap taxes.

Getting an Apartment to Rent 

When you live in Stockholm, it’s common to devote a significant portion of your income to your apartment. The cost of renting an apartment in Stockholm varies based on the type and location of the property. In Stockholm, a one-bedroom apartment might cost anything from 10.000 SEK ($1,200) to 14.000 SEK ($1,600) each month. You should examine your options before picking where to reside to see which is more essential to you.

Renting an apartment in Stockholm is a cost-effective way to live. While consumables are reasonably priced, public transportation is not. The city’s low housing costs are offset by its high utility and sports costs. Concert and movie tickets, on the other hand, are costly. Stockholm’s weather isn’t great, and renting a car might be costly. Furthermore, grocery and service prices may be greater than in your native country.


While consumables are inexpensive in Stockholm, goods and services can cost up to twenty-three dollars. If you plan on staying in this city for an extended period, you’ll need a solid health insurance policy. Buying your groceries is a part of your life that you simply cannot avoid! If you’ve recently relocated to Sweden, you may be intimidated by the prospect of grocery shopping and learning Swedish.

To get you started, here are some of the things you need to know when you buy groceries in Sweden:

  • You need to weigh your produce. Not all grocery stores have this, but if you see digital scales, you need to weigh your produce, select the product from the screen, and put the printed barcode to the bag. 
  • There are self-checkout options.
  • Some higher-quality meats are locked in a glass cabinet. You need to ask their staff to unlock the cabinet if you want to grab something.
  • It’s hard to find specific cuts of meat like pork belly. It’s either you order it online (which is often unavailable) or you go to a butcher shop. 

To get you started, here are a few things you should know about shopping for groceries in Sweden: 

  • You are responsible for weighing your produce. Although digital scales are not found in every grocery shop, if you see them, you must weigh your food, choose the product from the screen, and attach the printed barcode to the bag. 
  • There are choices for self-checkout. 
  • A glass cabinet houses some of the higher-quality meats. If you wish to take something out of the cabinet, you must first ask their employees to unlock it. 
  • Specific cuts of meat, such as pig belly, are difficult to come by. You can either order it online (which is frequently unavailable) or visit a butcher shop.
  • You must bring your bags or plastics. You can buy it, but it will set you back at least 2 SEK. 

You may anticipate spending at least 500 SEK ($60) per person each week if you make your food.

Getting Around Stockholm 

Public Transit Is a Great Way to Get Around the City.

When visiting Stockholm, the SL (Stockholm Public Transport) is the most convenient mode of transportation. You can purchase your ticket using their SL app (Android | iOS), SL card, or any Visa, MasterCard, or American Express contactless debit card. The SL app allows you to purchase up to 30 days of validity. If you want a period longer than 30 days, you must use the SL card.


Bicycling is another environmentally safe and healthful method to travel around Stockholm. 
Bikes are commonly used by many individuals, especially in the spring and summer. If you don’t want to buy a bike, there are various rental possibilities.

Scooters That Run on Electricity 

Another option for traveling around Stockholm is to use electric scooters. People riding scooters are common in Stockholm’s downtown area. 

The initial fee is 10 SEK ($1.20), followed by a fee of at least 2.50 SEK ($0.30) every minute.


Taxis In Stockholm, there are several taxi options if you are in a rush or need to take a cab. 

Going Out to Eat and Drink 

Lunch and dinner are not the same prices in Stockholm. On weekends, the prices are also higher. For roughly 120 SEK ($17), you can get a decent supper in a cheap restaurant. Your 100 SEK, for example, can get you a pizza or a meal at an Asian buffet. A pint of beer costs at least 50 SEK ($6) if you want to drink out and just hang out at the bar. It can cost up to 70 SEK ($8.44) in some pubs.

Services for Food Delivery 

There are several delivery services in Stockholm if you want meals delivered to your home. However, availability is determined by your location! 

Purchasing a Home 

When purchasing an apartment in Sweden, a 15% down payment is required. If you don’t have the entire 15%, certain banks may be able to aid you with a private loan to pay the difference. 
Buying an apartment is preferable to renting since you will save money. The annual interest rate in this area is normally around 1.5 percent. 
In the Philippines, interest rates are normally at least 10% every year!

Home Insurance

Apart from the fact that your landlord may need you to obtain your home insurance, it is preferable to have peace of mind when it comes to your personal property. Your apartment’s contents are covered by your house insurance. Even though you are not required to have home insurance, you should do so. 

For home insurance, you simply need to pay roughly 150 SEK ($18) every month. The price will continue to fluctuate. It is determined by the kind of dwelling, the size of the unit, and the number of persons covered by the insurance.

Phones and the Internet 

If you’re on prepaid and merely want to buy data, for example, you may get 1 GB for 55 SEK ($6.63). The cost of the Internet is frequently included in the rent. However, if you absolutely must have your own, you should first analyze what you already have in your flat. Because the building associations have partnered with you, you can obtain a better deal on your Internet.


Any costs associated with having a good time fall under the category of entertainment! This is dependent on how you want to pass the time. 

  • Spottily – 109 SEK per person per month 
  • Netflix – 89 SEK to 159 SEK per month 
  • Cinema – can range from 140 SEK to 200 SEK per month 

Stockholm also has a plethora of free entertainment options. You can go everywhere inside Stockholm county, especially if you have an SL card.


It is dependent on the gym and the package that you select. The gym can usually be joined for as cheap as 300 SEK ($36) per month. 


In Sweden, healthcare is not free, but it is inexpensive. In Sweden, both public and private healthcare is available, but the same restrictions apply to both. 

If you live in Sweden and have a personnel, you will have no trouble finding healthcare. Call 1177 for public healthcare or go to to schedule an appointment. A doctor’s visit can cost anywhere from 100 to 300 SEK. If you are admitted to the hospital, you will only be charged a maximum of 100 SEK per night.
Outpatient treatment and medicines in Sweden are also protected at a considerable expense. 
“You pay a maximum of SEK 1,150 for outpatient care appointments for twelve months if you have high-cost protection for outpatient care.” When it comes to pharmaceuticals, high-cost protection implies paying a maximum of SEK 2,350 for a year from the date of purchase.” 
Early appointments in public healthcare may be difficult to come by. After a month, you may be able to get an appointment. 
In Sweden, dental treatment is expensive. The cost will vary depending on which dentist you see.


This is mostly dependent on HOW and WHERE you want to live. You may rent a fancy but smaller apartment in a central neighborhood for anywhere between 10 000 and 25000 SEK per month if you share an apartment with several people (“collective”), or you can get a fancy but smallish apartment in an outer suburb for only 2000 SEK per month. (Affordable housing is in short supply.) 

You can get by on roughly 2000 SEK per month if you eat your meals at home and eat a lot of beans, carrots, and potatoes. However, if you eat out frequently and buy at the more upscale/central grocery stores, you can easily spend 6000 SEK or more on groceries.

The rent includes heat and water. You must pay for energy (about 250 SEK per month) and maybe Internet (around 300–1000 SEK per month) (unless you just get a good cellphone plan with lots of data). A monthly pass that allows you to ride on all buses, subways, and commuter trains costs 870 SEK. (Having a car in Stockholm is too expensive due to insurance, gas, and parking fees.) You also don’t need one because public transportation will take you anywhere, and the subway is often faster.) 

I think the above covers the essentials and gives you an idea – Stockholm is an expensive city, but many low-income residents manage to get by. You just have to make wise choices.

About the author

Indu has been educator since last 10 years. She can find all kind of scholarship opportunities in the USA and beyond. She also teach college courses online to help students become better. She is one of the very rare scholarship administrator and her work is amazing.

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