Credit cards are very helpful for students with no formal income, except having some pocket money from parents. Credit cards also teach students to understand how to handle money and make proper use of bucks. One of the very important reasons to have a credit card student is because life is better when students learn to handle finances from an early age.
Credit cards can be a wonderful beginning for learners to understand how to handle their finances and monthly funding while away from home for the first term. Nevertheless, obtaining a credit card comes with responsibilities such as having a good sense to remember when to return dues on time to build a good credit score.
In this article, you will be introduced to some of the amazing credit cards for students. Then, you can choose your eligible credit card and make proper use of it. Feel free to contact me for any further related queries.
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1. Discover it Student Cash Back Credit Card
This Discover it Student Cash Back is great for those students who are not having any income. This card provides 5% cashback for the students on day-to-day expenses throughout the academy year. This card could also be used for everyday use in Amazon.com, grocery shops, eateries, gas stations, and when you pay to utilize PayPal, up to the quarterly leading when you trigger. Moreover, you can earn an additional cashback of 1% on all other purchases. You can earn credit scores while passing your graduation degree with this card. There are no annual fees imposed on this card and no additional fees on late payment.
2. Journey Student Rewards from Capital One cards
This credit card for students is great for schooling days because you do not have to pay any annual charge. The credit card provides 1% cashback on all your buys. Pay on time to increase your cashback rate to a capacity of 1.25% for that month. You can also earn $5 every month for 12 months on Select Streaming Subscriptions if you maintain to pay the due on time. Moreover, the card does not charge any additional amount for international transactions. You can also build a valuable credit score with the proper usage for your purchases. The purchase rate of this card stands at 26.99% variable APR.
3. Discover It® Chrome for Students
Students can apply for this credit card within minutes. In addition, this credit card provides unlimited cashback on your purchases through the Discover platform. Discover will directly compare all the cashback you’ve made at the back of your foremost term. Therefore, you could turn $50 cashback into $100. In addition, this Discover credit card gets 2% cash back at Gas Stations and Eateries on up to $1,000 in integrated buys per quarter.
Moreover, you can automatically make unlimited 1% cashback on all additional buys. The card allows you to redeem cash in any amount, any moment. There is no annual fee imposed on this card, including no fee on the first payment.
4. Capital One Quicksilver Secured Cash Rewards Credit Card
The best thing about this credit card for a student is that this card doesn’t impose any hidden charges or annual fees. Moreover, this credit card offers unlimited 1.5% cashback for your purchases. In addition, you can put down a refundable $200 guarantee assurance to obtain a $200 initial credit string. Therefore, you could make about your safety guarantee as an account credit when you utilize your card responsibly, like creating term payments. The regular APR rate of this card stands at 26.99%. The review score of this credit card for students stands at 4.0.
5. Capital One Platinum Secured Credit Card
This platinum credit card for a student is best for reasonable usage. In addition, this credit card includes no hidden charges or any annual fees. You have to put down a security amount beginning at $49 to earn a $200 initial credit sequence. You could make back your security assurance as an account credit when using your card properly, like doing payments on the term. The purchase rate of the credit card includes a 26.99% variable APR. Moreover, you can enjoy peace of sense with $0 Fraud Liability so that you won’t be accountable for unauthorized payments. The overall review rating of this credit card is 4.7.
6. OpenSky Secured Visa Credit Card
This OpenSky Secured Visa Credit Card for a student is easy to apply within minutes. In addition, OpenSky permits everyone to enhance their credit with an 85% intermediate acceptance pace for a one-time five years. Therefore, you could be qualified for the OpenSky Gold Unsecured Card after as few as six months. The dimensions of your deposition will correspondingly choose the scope of your available credit sequence — i.e., your credit limitation — generally at a pace of 90% to 100% of your stake, up to the card’s maximum. If you can’t afford a large deposit, most cards will permit you to count on your stake over time.
7. PayPal Prepaid Mastercard
You being a student, can use this MasterCard for any purchase. You can order this credit card online, and once verified, you can receive your credit card. Your credit card will be mailed within 7-10 business days. You can transfer money from your Paypal account to subsidize your prepaid card account with this card. You can also earn cashback and personalized proposals simply for utilizing your card. With Direct Deposit, you can get paid quicker than a paper statement. The card may be utilized everyplace Debit Mastercard is accepted. You just have to pay a variable annual fee for using this credit card.
8. Brinks Prepaid Mastercard
This Brinks prepaid MasterCard is for students who want to get a reasonable card. Enroll in Direct Deposit to earn your earnings or state advantages in your Card Account up to 2 days quicker. Utilize your card for signature investment dealings, then save those points for cashback on your Card Account. This card is not a form of a credit card. Therefore, you do not have to pay any extra charges for transactions.
Moreover, there are no hidden charges and no late fee payment for paying dues late. You can use Brink’s Money Prepaid Mobile App to use the account properly with easy steps. However, the users have to pay an average annual amount to use this card.
9. NetSpend Visa Prepaid Card
This card is useful for students to make purchases during their college days. In addition, Netspend offers you options when it arrives at handling your finances by providing you with prepaid by-products that allow you to endure your finances. Moreover, there is no late fee on any due because this is not a credit card. Therefore, you can get paid faster with this card. You can also use NetSpend Mobile App to handle your account adequately. The card may be utilized everywhere Visa Debit cards are taken. You can also check “Get My Card” for knowing full details.
10. Visa® Platinum Credit Card
This credit card is a platinum card for students presents a pace slower than you’ll discover on most additional bank or store cards. The credit card includes an 8.50% APR. There are no annual fees on this credit card for students. Moreover, students do not have to pay for the balance transfer amount and cash advance fee.